Certified Financial Planning Certificate

Introduces the concepts of the financial planning process, client/planner interactions, time value of money applications, personal financial statements development and assessment, cash flow and debt management, and asset acquisition. Other topics and an overview of practice management concepts will be discussed. Prerequisites: Recommended but not required: Financial Accounting, Macroeconomics, and Statistics.

Introduces students to risk management and insurance decisions in personal financial planning. Topics include insurance for life, health, disability, property and liability risks, as well as annuities, group insurance, and long term care. Prerequisites: Recommended but not required: Financial Accounting, Macroeconomics, and Statistics.

Provides an understanding of the various types of securities traded in financial markets, investment theory and practice, portfolio construction and management, and investment strategies and tactics. Prerequisites: Recommended but not required: Financial Accounting, Macroeconomics, and Statistics.

Focuses on principles and current law and practice of income taxation and its impact on financial planning for individuals, couples, and families in their roles as investors, employees, and business owners. Prerequisites: Recommended but not required: Financial Accounting, Macroeconomics, and Statistics.

Focuses on retirement preparation. Includes topics such as the importance of retirement planning, an evaluation of the clients’ needs, an understanding of Social Security and Medicare, and qualified and non-qualified retirement plans. Prerequisites: Recommended but not required: Financial Accounting, Macroeconomics, and Statistics.

Focuses on the efficient conservation and transfer of wealth consistent with the clients’ goals. Studies the legal, tax, financial, and non-financial aspects of this process, and covers topics such as trusts, wills, probate, advanced directives, charitable giving, wealth transfers, and related taxes. Prerequisites: Recommended but not required: Financial Accounting, Macroeconomics, and Statistics.

Engages students in critical thinking and decision-making about personal financial management topics in the context of the financial planning process. Focuses on refining and developing skills for personal financial planners when working with individuals, families, and business owners in meeting financial needs and objectives. Prerequisites: completion of all other required courses.